Mobility Scooter Insurance | 888-909-9387 | AllMobilityScooters.com
In many states, mobility scooter insurance is not a legal requirement. However, that doesn’t mean it isn’t a good idea. Here are just a few reasons why many users choose to sign up for mobility scooter insurance:
- Accident Coverage: Accidents can happen to anyone, but insurance helps ensure the results don’t become financially devastating. Good mobility scooter insurance will replace your scooter if you’re involved in an accident. If you cause damage to a person or to property, insurance may also help cover any claims made against you.
- Theft Coverage: Sadly, power chair and scooter theft is not unheard of. As criminals begin to realize the true value of many mobility aids, reports of missing scooters continue to grow across the United States. Mobility scooter insurance provides valuable protection against theft, allowing you to replace your scooter with minimum financial loss or inconvenience.
- Recovery Assistance: Some mobility scooter insurance packages come with recovery assistance. These programs essentially mean that if you ever break down, the insurance company will help get you back home. If you sign up for a policy with recovery assistance, be sure it has a 24-hour hotline. Otherwise, you could be in trouble if you break down over the weekend.
If you do decide to get mobility scooter insurance, it’s important you don’t join the first company you talk to. Take the time shop around and compare values. After all, you can find mobility scooter insurance at any number of companies. Some users have even received mobility scooter coverage through homeowner’s insurance. Try to find the best balance of payments and benefits for you, signing up only when you’re confident you’ve found a great policy.
There are a few more things to keep in mind if you get mobility scooter insurance. For example, it’s important to have insurance documentation in your scooter at all times. That way you’ll be able to get help easily in the event of an accident or break-down. Also be aware that you’ll need to notify your insurance agency if you ever change mobility scooters. Your company will want to adjust your paperwork and make sure your new scooter is covered. If you don’t let them know you’re using a different scooter, you could easily run into trouble down the road.
One final thing to be aware of is your insurance policy’s expiration date. Policies can last anywhere from a few months to a few years, and it’s important to know when your coverage runs out. As your scooter ages, it may get harder to replace your mobility scooter insurance. However, you can usually at least get coverage against accident liabilities, which is one of the most important forms of mobility scooter insurance to have.
Whether you decide to get mobility scooter insurance or not, always remember to practice safe driving and observe the rules of the road. For more information on mobility scooter insurance, contact a reputable mobility retailer near you.