Alternative Payment Methods for Purchasing Mobility Products
In most cases, Medicare and private insurance provides the financial assistance needed to pay for mobility products. However, on the rare occasion clients are denied one of these coverages, finding other payment options becomes a priority. There are a wide range of alternative payment methods available to people seeking electric wheelchairs and mobility scooters. Some plans may be more efficient than others, but at the end of the day, they all ensure you’ll receive the mobility products you need.
Checks, Credit Cards, and Long-Term Financing
Checks comprise the most direct methods of alternative payment. As long as you have a valid form of identification, your mobility product retailer will almost always accept a physical and electronic check. Many electric wheelchair and mobility scooter retailers also now accept major credit and debit cards. The quickest way to own your mobility product is to use one of these options to pay your balance on delivery. But if you lack the savings to make a complete payment, you can also engage in long-term financing.
Long-term financing is designed to remove financial stress from major purchases by allowing customers to spread out payments. If you don’t have a lot of savings, but do have a stable monthly income, this can be a great option. As long as you know how much you can afford to pay each month, your scooter retailer will be able to recommend an appropriate payment plan. Financing timelines can be as short as a couple months, or as long as a few years. It all depends on how much you’re able to spend each month and how much you want to avoid interest.
Other Payment Methods
If you aren’t able to pay up-front without hardship or lack sufficient income stability to make monthly payments, there are still more options available to you. Many electric wheelchair and mobility scooter customers in difficult financial situations have found Medicaid to be a great resource, although eligibility requirements do vary by state. Others worried about finance have found help through the Veteran’s Administration and vocational rehabilitation services. Whatever your unique financial situation, it’s extremely likely that a way can be found to equip you with a new electric wheelchair or mobility scooter.
There’s Always a Way to Finance
If there’s one thing your doctor, insurance provider, and social services want it’s to keep you healthy and moving. If a mobility scooter or electric wheelchair is what you need to achieve full quality of life, then there will almost always be a way to get you equipped.To learn more about your financing options, simply contact a reputable mobility product retailer. Almost all large electric wheelchair and mobility scooter retailers have extensive departments devoted to insurance and financing. These departments will not only explore payment options on your behalf, they’ll also likely do it for free!